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Personal Finance Calculators
Choose a ClearWorth calculator for investing, paychecks, mortgages, auto loans, retirement, inflation, savings, and everyday money decisions.
Informational estimates only. ClearWorth does not provide financial, investment, tax, or legal advice.
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Quick access to the four everyday tools most people are looking for.
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23 tools
Investment Calculator
Project portfolio growth with recurring contributions, return assumptions, and inflation.
Run calculatorPaycheck Calculator
Estimate take-home pay after federal, state, local, FICA, and deduction assumptions.
Run calculatorMortgage Calculator
Estimate payment, escrow, PMI, interest, and payoff timing.
Run calculatorAuto Loan Calculator
Estimate monthly auto cost with price, down payment, trade-in, taxes, fees, APR, term, and insurance.
Run calculatorRetirement Calculator
Estimate future savings, possible income, and the assumptions most worth testing.
Run calculatorFIRE Calculator
Calculate your financial independence number and years until your portfolio can cover expenses.
Run calculator401(k) Calculator
Estimate contributions, employer match, free money, and projected retirement income.
Run calculatorCompound Interest Calculator
See how starting balance, time, and deposits can build on themselves.
Run calculatorInflation Calculator
Compare future costs with today's purchasing power.
Run calculatorSavings Calculator
Forecast a future balance from current savings, monthly deposits, and interest.
Run calculatorRent vs. Buy Calculator
Compare renting with ownership after mortgage costs, maintenance, equity, and selling costs.
Run calculatorDebt vs. Invest Calculator
Compare extra debt payoff with investing while carrying a balance.
Run calculatorRoth vs. Traditional 401(k)
Compare paying taxes now with paying taxes later on retirement contributions.
Run calculatorRefinance Calculator
Estimate monthly savings, closing-cost break-even, and how long you need to keep the loan.
Run calculatorLease vs. Buy Car Calculator
Compare lease costs with buying after loan payments, resale value, and term length.
Run calculatorLump Sum vs. DCA Calculator
Compare investing all at once with dollar-cost averaging over time.
Run calculatorDecision Calculators
Compare rent vs. buy, debt payoff vs. investing, refinancing, leasing, and DCA tradeoffs.
Explore toolsPlanning Calculators
Use focused tools for emergency funds, credit card payoff, and savings goals.
Explore toolsPortfolio Manager
Add holdings, refresh prices where available, and review concentration and allocation.
Open toolCan I Quit?
Compare accessible cash with job-exit costs and your chosen safety target.
Check my exitCash Runway
Turn cash and essential spending into a clear measure of financial breathing room.
Check my runwayCareer Lab
Compare a current role and offers across pay, uncertainty, time, commute, and transition costs.
Compare offersDraftwell Career Toolkit
Build a resume, match a job description, strengthen factual achievement bullets, and compose a cover letter privately.
Open Draftwell