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Personal Finance Calculators
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Informational estimates only. ClearWorth does not provide financial, investment, tax, or legal advice.
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25 tools
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Start with a popular calculator.
Four focused tools for everyday money questions.
Investment Calculator
Project portfolio growth with recurring contributions, return assumptions, and inflation.
Run calculatorInvestment Comparison
Compare familiar benchmarks and fund-style mixes using a historical market replay or editable future rates.
Compare investment pathsPaycheck Calculator
Estimate take-home pay after federal, state, local, FICA, and deduction assumptions.
Run calculatorMortgage Calculator
Estimate payment, escrow, PMI, interest, and payoff timing.
Run calculatorAuto Loan Calculator
Estimate monthly auto cost with price, down payment, trade-in, taxes, fees, APR, term, and insurance.
Run calculatorRetirement Calculator
Estimate future savings, possible income, and the assumptions most worth testing.
Run calculatorFIRE Calculator
Calculate your financial independence number and years until your portfolio can cover expenses.
Run calculator401(k) Calculator
Estimate contributions, employer match, free money, and projected retirement income.
Run calculatorCompound Interest Calculator
See how starting balance, time, and deposits can build on themselves.
Run calculatorInflation Calculator
Compare future costs with today's purchasing power.
Run calculatorSavings Calculator
Forecast a future balance from current savings, monthly deposits, and interest.
Run calculatorRent vs. Buy Calculator
Compare renting with ownership after mortgage costs, maintenance, equity, and selling costs.
Run calculatorDebt vs. Invest Calculator
Compare extra debt payoff with investing while carrying a balance.
Run calculatorTraditional vs. Roth 401(k)
Compare after-tax retirement values with equal cash flow and the Traditional tax savings invested.
Run calculatorRefinance Calculator
Estimate monthly savings, closing-cost break-even, and how long you need to keep the loan.
Run calculatorLease vs. Buy Car Calculator
Compare lease costs with buying after loan payments, resale value, and term length.
Run calculatorLump Sum vs. DCA Calculator
Compare investing all at once with dollar-cost averaging over time.
Run calculatorDecision Calculators
Compare rent vs. buy, debt payoff vs. investing, refinancing, leasing, and DCA tradeoffs.
Explore toolsPlanning Calculators
Use focused tools for emergency funds, credit card payoff, and savings goals.
Explore toolsPortfolio Manager
Add holdings, refresh prices where available, and review concentration and allocation.
Open toolCan I Quit?
Compare accessible cash with job-exit costs and your chosen safety target.
Check my exitCash Runway
Turn cash and essential spending into a clear measure of financial breathing room.
Check my runwayCareer Lab
Compare a current role and offers across pay, uncertainty, time, commute, and transition costs.
Compare offersDraftwell Career Toolkit
Build a resume, match a job description, strengthen factual achievement bullets, and compose a cover letter privately.
Open DraftwellMonthly Money Map
See where your take-home pay goes, find what is left, and try a small spending change.
Map my money