Uncertainty stays visible
Bonus and equity are multiplied by the probability you enter. Guaranteed, expected, and full-upside values remain visible side by side instead of becoming one overly confident number.
ClearWorth Compare Futures
Do not compare salaries. Compare lives.
Put your current role and two offers on one screen. See the money, time, uncertainty, commute, transition risk, and life fit—then find what would actually change the call.
Three answers, kept separate
MoneyGuaranteed, expected, and upside value
TimeWork hours, commute hours, and effective value
LifeGrowth, flexibility, stability, team, and meaning
Build the comparison
Current role versus the futures on the table
Everything runs locally. Start with rough values, then tighten the assumptions that can flip the result.
Household transition baseline
What must the change survive?Why this is different
A job offer is a bundle of futures
Salary matters, but it is not the whole decision. ClearWorth keeps financial value, time, and life fit separate so a subjective score cannot quietly erase a real cost or a non-negotiable priority.
Commute becomes time and money
The model translates entered commute days, round-trip minutes, and daily cost into annual hours and dollars. The U.S. Census Bureau reported a 27.2-minute mean one-way commute in 2024, with 9.3% of workers traveling at least 60 minutes one way.
Transition risk meets the household
Relocation and other one-time costs are compared with entered cash and essentials. Importing a Money Check-In is optional and happens only after you click the button.
The output is a negotiation map
The swing factor shows the recurring value gap between the financial leader and the next option. It can become a salary, bonus, remote-work, or relocation question—not a command to accept a job.
Sources and scope
Work-location context: BLS American Time Use Survey, 2025 results. Commute context: U.S. Census Bureau, 2024 ACS commuting estimates. Last reviewed July 2026. The calculator uses only your entered assumptions and does not retrieve employer, salary, tax, commute, or benefit data.
Questions
Career comparison FAQ
Does the Career Lab estimate taxes?
No. It compares entered pre-tax compensation, benefits, uncertainty, work costs, time, and life-fit assumptions. Use the ClearWorth Paycheck Calculator separately for take-home estimates.
How should I value bonus and equity?
Enter the annual amount and your own probability of receiving or realizing it. The Career Lab keeps guaranteed, expected, and upside values separate so uncertain compensation does not look guaranteed.
Where is my career comparison stored?
Saving stores one comparison in local browser storage on this device. It is not synced to an account and can disappear if browser storage is cleared, so you can also copy a redacted decision brief.